{"id":713,"date":"2018-10-09T16:48:15","date_gmt":"2018-10-09T16:48:15","guid":{"rendered":"https:\/\/www.drgsmiles.com\/blog\/?p=713"},"modified":"2018-10-09T16:48:15","modified_gmt":"2018-10-09T16:48:15","slug":"use-dental-benefits-now-dentist-in-medford","status":"publish","type":"post","link":"https:\/\/www.drgsmiles.com\/blog\/2018\/10\/09\/use-dental-benefits-now-dentist-in-medford\/","title":{"rendered":"Use Your Dental Benefits Now Says a Dentist in Medford"},"content":{"rendered":"<a href=\"https:\/\/www.drgsmiles.com\/blog\/wp-content\/uploads\/2018\/10\/AdobeStock_33918847__1535571478_66816.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignleft size-medium wp-image-715\" src=\"https:\/\/www.drgsmiles.com\/blog\/wp-content\/uploads\/2018\/10\/AdobeStock_33918847__1535571478_66816-300x200.jpg\" alt=\"A denture holding a 100-dollar bill.\" width=\"300\" height=\"200\" \/><\/a>Did you know that the average dental insurance plan mostly goes unused? According to the American Dental Association, the average American with dental insurance receives only $323 of dental benefits every year, despite having an average annual maximum of $1,250. That means you\u2019re likely leaving about $927 of dental benefits on the table per year.\n\nLuckily, a <a href=\"https:\/\/www.drgsmiles.com\/new-patients.html\">dentist in Medford<\/a> is prepared to help you make the most out of the dental benefits you paid for. Keep reading to learn more about this issue and how to solve it!\n\n<!--more-->\n<h2>Use It or Lose It: Dental Insurance<\/h2>\nWhen you buy dental insurance plans, whether it\u2019s from the marketplace or from your employer, you need to use them before the end of the year. On January 1st, your benefits will expire and you\u2019ll need to pay another amount just to use them again. It\u2019s often why dentists refer to them as a \u201cuse it or lose it\u201d scenario. This is typically the case for PPO dental plans and Flexible Spending Accounts, also known as FSAs.\n\nFurthermore, the National Association of Dental Plans has determined that only 2.8 percent of participants with PPO dental plans met or exceeded their annual maximum. If you\u2019ve only been to the dentist once this year or you\u2019ve got an unfinished treatment plan, chances are you have benefits to use as well. Of course, it\u2019s understandable if you aren\u2019t sure how to navigate your insurance or what services are covered.\n<h2>How to Maximize Dental Insurance<\/h2>\nStart by determining what your needs are and when you can get them performed. If you just need a dental cleaning, exam or X-ray, this should be relatively easy to schedule before December 31st. If you have unfinished treatments such as a replacement dental filling or crown, keep in mind that you can space this treatment out into the next year and still use your benefits. However, you must schedule the initial treatment prior to the 31st of December.\n\nOnce you know your benefits, get in touch with your insurance company, employer or a local dental practice. Each of these groups can help you identify what benefits you have left. Take the time to schedule future visits as well, such as in the summer and fall. Appointments scheduled then will give you more time to maximize the benefits you have.\n<h2>How Preventive Visits Make a Difference<\/h2>\nPreventive visits are not intended to treat those with dental emergencies. In fact, their main purpose, other than to catch disease and remove plaque and tartar, is to help you prevent dental issues from developing into emergencies. Dental emergencies typically cost far more to treat as well, so you\u2019ll be saving money in the process.\n\nWhether you need an X-ray, cleaning, fluoride varnish or all of the above, dental insurance often covers anywhere from 80 to 100 percent of the cost. Schedule an appointment today to get started!\n<h2>About the Author<\/h2>\n<a href=\"https:\/\/www.drgsmiles.com\/meet-dr-giamberardino.html\">Dr. Anthony Giamberardino<\/a> earned his DMD degree from the Tufts University School of Dental Medicine. Him and his team work hard to help patients understand their coverage and receive the best dental care possible. To learn more about his practice, you can contact him through his <a href=\"https:\/\/www.drgsmiles.com\/contact-us.html\">website<\/a>.","protected":false},"excerpt":{"rendered":"Did you know that the average dental insurance plan mostly goes unused? According to the American Dental Association, the average American with dental insurance receives only $323 of dental benefits every year, despite having an average annual maximum of $1,250. That means you\u2019re likely leaving about $927 of dental benefits on the table per year. Luckily, a dentist in Medford is prepared to help you make the most out of the dental benefits you paid for. Keep reading to learn more about this issue and how to solve it! <a class=\"read-more\" href=\"https:\/\/www.drgsmiles.com\/blog\/2018\/10\/09\/use-dental-benefits-now-dentist-in-medford\/\">(Read More)<\/a>","protected":false},"author":2,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-713","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Use Your Dental Benefits Now Says a Dentist in Medford<\/title>\n<meta name=\"description\" content=\"Dental insurance often go to waste, which is why a dentist in Medford is saying you should use them now. Learn the steps to maximize benefits today.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.drgsmiles.com\/blog\/2018\/10\/09\/use-dental-benefits-now-dentist-in-medford\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:title\" content=\"Use Your Dental Benefits Now Says a Dentist in Medford\" \/>\n<meta name=\"twitter:description\" content=\"Dental insurance often go to waste, which is why a dentist in Medford is saying you should use them now. Learn the steps to maximize benefits today.\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/2018\\\/10\\\/09\\\/use-dental-benefits-now-dentist-in-medford\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/2018\\\/10\\\/09\\\/use-dental-benefits-now-dentist-in-medford\\\/\"},\"author\":{\"name\":\"Dr. Anthony Giamberardino\",\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/#\\\/schema\\\/person\\\/3b7735ba339ac31742920613801a0b63\"},\"headline\":\"Use Your Dental Benefits Now Says a Dentist in Medford\",\"datePublished\":\"2018-10-09T16:48:15+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/2018\\\/10\\\/09\\\/use-dental-benefits-now-dentist-in-medford\\\/\"},\"wordCount\":544,\"image\":{\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/2018\\\/10\\\/09\\\/use-dental-benefits-now-dentist-in-medford\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/wp-content\\\/uploads\\\/2018\\\/10\\\/AdobeStock_33918847__1535571478_66816-300x200.jpg\",\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/2018\\\/10\\\/09\\\/use-dental-benefits-now-dentist-in-medford\\\/\",\"url\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/2018\\\/10\\\/09\\\/use-dental-benefits-now-dentist-in-medford\\\/\",\"name\":\"Use Your Dental Benefits Now Says a Dentist in Medford\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/2018\\\/10\\\/09\\\/use-dental-benefits-now-dentist-in-medford\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/2018\\\/10\\\/09\\\/use-dental-benefits-now-dentist-in-medford\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/wp-content\\\/uploads\\\/2018\\\/10\\\/AdobeStock_33918847__1535571478_66816-300x200.jpg\",\"datePublished\":\"2018-10-09T16:48:15+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.drgsmiles.com\\\/blog\\\/#\\\/schema\\\/person\\\/3b7735ba339ac31742920613801a0b63\"},\"description\":\"Dental insurance often go to waste, which is why a dentist in Medford is saying you should use them now. 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